Sunday, July 21, 2024

Your Ultimate Guide to Navigating the MFC Bank Vehicle Auction

Ready to score a great deal on a vehicle? Buying a car at an auction can be an exhilarating and rewarding experience if you know how to navigate the process. With the upcoming MFC Bank Vehicle Auction on July 24th, it’s the perfect time to get acquainted with the ins and outs of auction buying. Here’s a simplified guide to help you prepare and make the most of this opportunity.

Judge's gavel with a red toy car on a computer keyboard symbolizing an online car auction concept.


Getting to Know the Process

1. Decide on Your Desired Vehicle: Start by identifying the type of vehicle you want. Make a note of the date, time, and location of the auction. Familiarise yourself with the terms and conditions of the sale, which you can find on the auction house's website or at the venue.

2. Set Your Budget: Ensure the vehicle you’re interested in fits within your budget. Factor in:

  • The retail price
  • Document fees specific to the auction house
  • VAT
  • Buyer’s commission

Auction Finance consultant Carin is available on-site and can help you work out your budget, factoring in these additional costs, so you know your maximum bid. Remember, the sale is final when the hammer falls.

Choosing a Vehicle

Once you’ve found a potential match, attend an onsite inspection on the viewing day. While professional staff are available to assist, it’s a good idea to bring along a trusted friend or mechanic who can help you assess the vehicle’s condition. Note that while you can start the vehicles, test drives aren’t allowed.

All vehicles are sold 'voetstoots' (as is), so be aware of potential repair costs. Reputable auctioneers will disclose any known defects before the auction begins.

Attending Auctions to Get to Know the Process

Familiarise yourself with the auction process by attending a few auctions beforehand. Here are some tips:

  • Observe the auction process
  • Learn how to register
  • Understand how bidding works
  • Know when to bid and when to stop
  • Review the terms and conditions of the auction

At the Auction

Ensure you have pre-approved finance or available funds to pay for your successful bid. Most auction houses allow three working days to pay for and collect your purchase. Having finances sorted beforehand makes the process smoother. Onsite finance and insurance staff are available to assist, but remember to bring your identity document and FICA-required documents.

Important Things to Remember

  • By law, vehicles must be registered in the buyer’s name within 21 days of purchase.
  • Obtain roadworthy clearance for the vehicle at an approved test station.
  • Register as a buyer and pay a refundable deposit at the auction house.
  • If unsure about bidding on a vehicle, it’s better to err on the side of caution.

Upcoming MFC Bank Vehicle Auction Details

Mark your calendar for the MFC Bank Vehicle Auction on July 24th at 11:00 AM, located at M57 Pretoria Rd, Glen Marais, Kempton Park. This auction will be both live and online, offering flexibility for all participants.

Key Details:

Auction Finance Available:

  • Competitive Rates: Enjoy financing options tailored to your needs.
  • Personalised Support: Friendly staff, including Carin Visser, are ready to assist. Contact Carin Visser at 082 654 7232 for support. Auth. FSP34936.

Peace of Mind:

  • DEKRA Condition and Diagnostic Reports: Available on all auction lots, ensuring transparency.
  • Variety of Makes and Models: Wide selection to choose from.

Don’t miss out on this opportunity to purchase a vehicle at a competitive price. Get pre-approved, familiarise yourself with the auction process, and prepare for the excitement of the MFC Bank Vehicle Auction. Happy bidding!

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